This is a very good initiative. I also aim to not only look at reducing mortgage costs or the costs of the loan when looking at a customer’s advice, but also to look at the total expenditure pattern.
Customers always receive a free ‘budget analysis’
That is why customers always receive a free ‘budget analysis’ with the advice, which maps out exactly what is being deposited into the account each month, what the payments are, and especially where there is still room for profit.
The customer is, as it were, being presented with a mirror, and this often has a tremendous clarifying effect. Hundreds of euros can be earned for telephony on an annual basis, for example. I also give tips free of charge and without obligation to save on groceries every week.
Lowering the mortgage burden is often a very good start
Everyone has to work hard and it can be frustrating to have to spend every euro that is deposited in the bank account just as quickly. Lowering the mortgage burden is often a very good start. I have a lot of satisfaction every time. But I have also noticed that many people cannot handle this luxury.
It is frustrating for me than having to sit around the table again a few years later or even earlier to see what we can save. It is then only nice if you can really help people in the longer term and sometimes with unexpected things.
Doing just that little bit more for your customer
I always find it important that I can look my customers in the eye if I happen to meet them and I am always happy that this is appreciated. Doing just that little bit more for your customer gives satisfaction to your work.
And for that reason I have been doing this work for 18 years with great pleasure. So if you make a request with us, you will not only receive a mortgage advice, but if you would also appreciate a budget analysis. Definitely!